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OUR PHILOSOPHY / XINGFU ZIZAI

A life of freedomMake room for living.

Create wealth with purpose. Make time for the people who matter. Care for your body and mind, so you can appreciate the life you are building.

WEALTHTIMEWELLBEINGLIFE CHOICES

What kind of life
are we working towards?

WEALTH · TIME · WELLBEING

01 / Our philosophy

A fulfilling life,
grown in three dimensions.

Xingfu zizai means happiness and ease in living. While building a career and caring for others, we can gradually create more choice. Wealth gives us room, time makes connection and experience possible, and wellbeing helps us appreciate them.

Different stages of life call for different priorities. Notice when things fall out of balance, and leave room to adjust.

02 / Three dimensions

Explore the three dimensions

01

Financial freedom

Resources that create choice.

Income supports life today. How we arrange assets and cash flow affects our room to manoeuvre tomorrow. Understand spending, responsibilities and risk, and gradually reduce dependence on working every day.

ASK YOURSELF

If I paused work, how much breathing room would I have?

A FIRST STEP

Review household income, essential spending, debts and accessible reserves.

02

Time freedom

Time for what matters.

Have a part of your time that you can direct: towards meaningful work, family, learning, rest and exploration. Some experiences fit particular stages of life, and deserve a place in the calendar now.

ASK YOURSELF

What might be different if I waited another ten years?

A FIRST STEP

Reserve uninterrupted time with someone important to you.

03

Body & mind

The capacity to enjoy your life.

Care for your body, emotions and relationships. Give yourself space to recover and people to talk to, while accepting that stress and difficult days are part of life. Begin with less comparison and more awareness.

ASK YOURSELF

Have I been caring for my body, emotions and relationships?

A FIRST STEP

Choose one small, restorative activity and make time for it.

03 / Life in practice

More freedom,
at every stage of life.

Illustrative situations, with different responsibilities and circumstances in every life. Start with the one closest to your own.

01 / Financial freedom

More income. Less room.

A promotion brings more income, but housing, education and family costs rise too. Your calendar is full and taking a break feels impossible.

AN ADJUSTMENT TO TRY

Define what enough means for your household. Separate essential spending from spending driven by comparison.

02 / Time freedom

Work is never finished.

The team grows, yet every decision still waits for you. The family holiday you promised keeps moving back.

AN ADJUSTMENT TO TRY

Choose one task to hand over with clear responsibility and decision boundaries. Put a shared activity in the calendar.

03 / Body & mind

Off work, but still switched on.

You are home, but your thoughts are at work. Despite what you have built, you often feel behind.

AN ADJUSTMENT TO TRY

Notice what prompts comparison, create a boundary at the end of work, and talk with someone you trust.

04 / Ideas & reading

Ideas across time.
A lens on life today.

Classics, author perspectives and research can inform everyday choices. The practical reflections below are our own applications.

CHINESE CLASSICS

The Great Learning: a direction to pursue

In its original context, knowing where to rest relates to the pursuit of the highest good. The cover shown is a collected edition of The Great Learning and The Doctrine of the Mean.

A practical reflection:Clarify the life you consider worthwhile before deciding where to direct your effort.

Read the source ↗
WORK & GENEROSITY

The Diamond Cutter

Geshe Michael Roach draws on his experience in the diamond business to discuss Buddhist ideas of generosity and care in work and life.

A practical reflection:Ask who your work can help today, and connect the value you create with care for others.

Read the source ↗
WEALTH & HAPPINESS

The Almanack of Naval Ravikant

Eric Jorgenson gathers Naval Ravikant’s ideas on wealth and happiness, including specific knowledge, leverage and judgment.

A practical reflection:Consider how your abilities can create lasting value, and what life you want that value to support.

Read the source ↗
FINITE TIME

Four Thousand Weeks

Oliver Burkeman explores the limits of a human life and the choices involved in facing an endless to-do list.

A practical reflection:Accept that you cannot do everything. Deliberately choose the people and commitments that matter most.

Read the source ↗
LIFE EXPERIENCES

Die With Zero

Bill Perkins uses time buckets and memory dividends to explore when to have experiences and the enduring value of remembering them.

A practical reflection:Plan experiences within your means and responsibilities, while the people, energy and opportunity are present.

Read the source ↗
CONNECTION & WELLBEING

The Good Life: Harvard’s study of adult development

Robert Waldinger and Marc Schulz draw on the Harvard Study of Adult Development to explore how good relationships relate to health and happiness.

A practical reflection:Give important relationships regular attention through time together and genuine conversation.

Read the source ↗

05 / Everyday actions

A small choice.
A little more freedom.

Four fresh ideas each time you visit. Choose what fits this week, or explore another set.

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A LIFE OF FREEDOM

A life with choice.
A mind at ease.

Let wealth support your time, and time nurture your wellbeing.
Connect your effort to the life you value.

Meet Brooks Talent ↗